Account Linking

The Account Linking APIs enable ERP systems to connect a merchant’s bank account with Open for seamless banking operations.The Account Linking module enables merchants (or ERP systems) to securely connect their bank account(s) with the Open. In practice, it allows a merchant’s bank account to be hooked into the system for seamless banking operations.

Bank Name	DIgital	UAT Submission	Prod
Axis	Yes	No	Digital
SBI	Yes	No	Digital
Kotak	Yes	No	Digital
IDFC	Yes	No	Digital
ICICI	No View the flow here	Yes	Offline
HSBC	No View the flow here	No	Offline
HDFC	No View the flow here	Required	Offline
SCB	No View the flow here	Required	Offline
Yes	No View the flow here	No	Offline

What is UAT Submission?

Some banks require the UAT linking process to be completed and the API request response along with the URL to be submitted to the bank before the prod linking to be activated. This process will be taken care completely by the team of Open.