HDFC Connected Banking — Onboarding via Open Money

Objective

This document outlines the step-by-step process for companies to initiate and complete the HDFC Bank Connected Banking integration through the Open Money Platform, leveraging HDFC Bank’s secure API framework.

Step-by-Step Onboarding Process

Step 1: Initiate Request with HDFC Bank

• Contact your HDFC Bank Relationship Manager (RM) and inform them of your intent to integrate with Open Money via HDFC Bank’s APIs.
• The RM will coordinate the onboarding process with HDFC Bank’s internal teams to initiate setup.

Step 2: Register on HDFC Bank Developer Portal (UAT)

• You will be directed to the HDFC Bank UAT Developer Portal for registration:
  👉 https://developer-uat.hdfcbank.com:8443/
• Complete the sign-up process using valid organization details (name, business email, etc.).

Step 3: Registration Approval

• Once registration is submitted, HDFC Bank’s internal team will review and approve the request.
• Follow up with your RM to ensure timely approval of the UAT registration.

Step 4: Access the Developer Portal

After registration approval:

• Log in to the UAT Developer Portal using the credentials you created.
• Enter your username, password, and OTP (sent to your registered mobile number) to access the portal.

Step 5: App Creation in Developer Portal

• Navigate to the Launchpad section and create a new app.
• Recommended App Name: OpenMoney

Step 6: App Configuration Details

When creating the app, enter the following configuration parameters:

a. IP Addresses

13.127.34.234  
14.98.24.134  
182.74.196.234

b. Callback URL

https://preprod-banking-dev-api.bankopen.co/hdfc/connected_banking/callback

c. SSL Certificates

• Generate a new SSL certificate.
• Upload the leaf, intermediate, and root certificates during app creation.
• Ensure all certificates are valid, correctly chained, and not expired.

Step 7: Bank Approval for App

• After app creation, your request will go for approval with HDFC Bank’s internal team.
• Coordinate with your RM to expedite this approval process.

Step 8: API Subscription

Once your app is approved, subscribe to the following APIs on the Developer Portal:

Step 9: API Approval by HDFC Bank

• Subscribed APIs will require approval before they become active.
• Contact your RM to track the progress and ensure all required APIs are approved.

Step 10: Share Configuration Details with Open Money Team

Once all approvals are complete, share the following with the Open Money team:

• App Name and App ID
• List of approved APIs
• SSL Certificates (Leaf, Intermediate, Root)
• Private key associated with the SSL certificate

The Open Money team will configure these details in their backend and activate HDFC Connected Banking for your organization.

Step 11: UAT Testing and Go-Live

• Open Money will initiate UAT testing with your company to validate connectivity, authentication, and data flow.
• After successful testing and mutual confirmation from all parties, HDFC Bank and Open Money will move the setup to Production.

Notes

• Ensure SSL certificates are renewed before expiry to maintain uninterrupted connectivity.
• Always coordinate through your Relationship Manager for any credential or API access updates.
• Once live, you can use Open Money’s dashboard to view balances, fetch account statements, and initiate payments via HDFC Bank APIs.
• API-Statement Application Form Download here
• API-Statement Application Sample Form Download here
• Supplement BR Document Download here
• API Banking Application Form Download here
• API eNET Addendum Document Download here

Summary of Responsibilities

Once completed, your HDFC Bank Connected Banking integration will be active within the Open Money Platform, enabling real-time API-based banking operations.