Life Cycle

The figure below shows the life cycle of a UPI collect request.

The table below describes the different statuses of a UPI collect request.

Status	Description
Pending (`pending`)	The request has been created and sent to the payee’s UPI app. However, the request has not yet been approved by the paye.
Success (`success`)	The payer has successfully approved the UPI payment request. The money is debited from the payer's account and credited to our partner bank account. Note: Our partner banks follow the standard settlement cycle for UPI payments as T+1 days. Once ZWITCH receives the payment from our partner bank, we will credit the payment against your virtual collection account.
Failed (`failed`)	The UPI request was declined by the payer. This is a terminal state. Their request cannot be reinitiated. Create a new request, if required.