Life Cycle

Learn about the different statuses a virtual account can have during its life cycle.

The figure below shows the life cycle of a virtual account.

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Virtual Account Life Cycle

The table below lists the various statuses a virtual account can have during its life cycle.

StatusDescription
VPA Creation Pending
(vpa_creation_pending)
Only for yes_bank virtual accounts

A virtual account has been successfully created and the account number and account IFSC have been issued.

However, the VPA handle for the account has not yet been activated by the bank.

A virtual account goes to this status only if the create_vpa parameter is set to true.
Active
(active)
A virtual account and VPA handle have been successfully created.
Deactivated
(deactivated)
The virtual account has been deactivated. This is a terminal status.

Once deactivated, the virtual account cannot be activated again.