UPI Collect

You can use ZWITCH APIs to allow virtual account holders to create UPI collect requests. This functionality allows virtual account holders to send UPI collect requests to a payer's UPI ID.

Below is an overview of how virtual account holders can receive money using the UPI collect request feature.

1. The virtual account holder creates a UPI collect request by passing the payer's UPI ID and a few other details in the request.
2. When the UPI collect request API call is successfully made, a notification is sent to the payer on their UPI app.
3. The payer logs in to their UPI app and accepts the payment request.
4. Money is debited from the payer's account and credited to the virtual account.