Bank timings and amount limits for the different transfer modes.
Virtual Accounts
Below are the bank timings and limits for the different transfer modes from virtual accounts.
| Transfer Mode | Amount Limit | Processing Hours |
|---|---|---|
| IMPS | Upto ₹5 lakhs (per transaction) | Credited immediately on all days 24x7. |
| NEFT | No limit | Credited within 2 hours between 8:30 a.m. and 6:30 p.m. on NEFT working days.* |
| RTGS | More than ₹2 lakhs (per transaction) | Credited within 30 minutes between 7:30 a.m. and 5:00 p.m. on RTGS working days.* |
| UPI | Upto ₹1 lakh (per transaction) | Credited immediately on all days 24x7. |
* NEFT/RTGS working days - All days except 2nd and 4th Saturdays and Sundays and all NEFT/RTGS holidays.