Below are the bank timings and limits for the different transfer modes from virtual accounts.
|Transfer Mode||Amount Limit||Processing Hours|
|IMPS||Upto ₹5 lakhs (per transaction)||Credited immediately on all days 24x7.|
|NEFT||No limit||Credited within 2 hours between 8:30 a.m. and 6:30 p.m. on NEFT working days.*|
|RTGS||More than ₹2 lakhs (per transaction)||Credited within 30 minutes between 7:30 a.m. and 5:00 p.m. on RTGS working days.*|
|UPI||Upto ₹1 lakh (per transaction)||Credited immediately on all days 24x7.|
* NEFT/RTGS working days - All days except 2nd and 4th Saturdays and Sundays and all NEFT/RTGS holidays.