Learn how you can instantly verify the validity and ownership of bank accounts.
Our Bank Account Pennyless Verification API lets you verify bank account details such as:
- Account holder’s name
- Account number
- Account IFSC
- Account status
To verify the validity and ownership of a bank account, send the account number and IFSC in the Verify Bank Account API.
If the API is successful, the API response contains status: success. This means the account details provided by you are valid and exist in the bank database. The response also contains the account holder’s name. You can check the name returned by the API with the name in your database and decide if you can make a transfer to the account.
For example, Account number 12345678901 is linked to IFSC HDFC0000123. The Verify Bank Account API response contains
status: successeven if you send IFSC HDFC0000987 while verifying the account.
To learn more, refer to our bank account verification product documentation.